Author: Rebekah Young

Banfield Pet Hospital does not offer your typical pet insurance plan. It provides Optimum Wellness Plans (OWPs), which are preventive care programs for your dog or cat. With pet insurance, you pay a monthly premium, submit claims to your provider, and receive reimbursements for your pet’s veterinary care afterward. With an OWP, you pay a monthly (or annual) fee for preventive care services at Banfield Animal Hospital and get a discount on future pet products and services. Banfield offers five OWPs: two for puppies and kittens (under 6 months old) and three for older dogs and cats. Enrollment in a…