Most pet parents will do almost anything for their furry friends, but that doesn’t mean you have to drain your bank account to pay for their care. However, as it stands, many pet parents can afford another car payment for what they pay for their four-legged friends.
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According to a USA Today survey, the average dog owner in the US spends $376 per month on average for their dog, which adds up to $4,512 annually. Younger dog owners spend more: The survey found that Gen Z spend an average of $590 per month/$7,080 per year on their dogs.
Fortunately, there are many ways to manage what can be high pet care costs. With proper planning and knowledge, you can save hundreds or even thousands of dollars each year on veterinary care, “depending on the age and health of your pets,” says Dr. Danny Cox, chief veterinary medical officer at Petzey.
Some of her top pet care tips to help you avoid expensive vet bills include the following:
1. Be Proactive
Being proactive about your pet’s health, even with some upfront fees, can reduce the risk of expensive vet bills. For example, “if you make sure your pet gets their annual health exams, your veterinarian will be able to predict and identify potential health concerns early,” says Cox. “This allows pet parents and veterinarians to work together in deciding a timeline for when to address an issue, taking into account medical necessity and finances.”
But you don’t have to spend money staying ahead of potential problems.
“Emergency vet visits are expensive, especially if your pet needs x-rays or surgery. Proactive, preventative care – eg, a healthy diet, regular exercise, etc. – will save pet parents a lot of money in the long run,” he added.
2. Use Telehealth
Another great way to save money on vet bills is to remember that sometimes an in-person visit is all you need.
“Try veterinary telehealth services for routine health exams,” suggests Cox.
Some telehealth services operate independently. Others are part of pet insurance plans. Compare costs and see if you can save money while still getting the care you’re comfortable with through Telehealth.
3. Vaxx and Sterilize
Another part of being active with your pet is making sure they get vaccinated and booster shots if needed. Spaying or neutering your pet can also save money.
“Remember that getting your pet vaccinated and spayed or neutered is necessary to avoid higher, unnecessary vet bills,” says Cox. And to save money on vaccines, “find low-cost vaccination clinics,” he said.
You may not want an inexpensive option when it comes to spaying or neutering your pet.
“I suggest that you discuss sterilization with your regular veterinarian to know exactly what you are getting if you choose cheap surgical procedures. All spay and neuter procedures are not the same, and cutting costs won’t always allow for the best care for your pet,” says Cox.
4. Find Adoption Help
Adoption fees for a pet may be cheaper than buying one from a breeder, but that’s not the only way to save money by adopting.
“If you adopted your pet, the center where you got them may have a veterinary assistance program that offers discounted veterinary care,” Cox says.
5. Get an Emergency Fund
Finally, you can save money on vet bills by having a pet emergency fund, says Cox.
Some services provide backup insurance for emergency expenses for pre-existing conditions.
Some people also regularly set aside money to build a pet emergency fund, just as you might for your personal emergency fund. Pet insurance, while not necessarily a catch-all for emergency coverage, can limit the amount you pay out of pocket in an emergency.
Find More Ways to Save
Overall, taking these types of steps will help your wallet while still caring for your pet for a happy and healthy life. You don’t have to break the bank, but you can strategically look for ways to save money, especially if you plan ahead.
And don’t limit yourself to saving money on the vet. Spending money on toys every now and then can be a fun splurge, but if you regularly buy expensive gifts for your dog, you don’t need to, especially if money is tight. Walking, for example, is both free and fun. That goes into keeping your pet healthy, which can save you money on medical care.
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This article originally appeared on GOBankingRates.com: I’m a Vet: Here Are 5 Pet Care Tips To Help You Avoid Expensive Vet Bills
